FORTIFIED
Reader Toolkit · Companion to Fortified

The Fortified Toolkit.

The five worksheets, audits, and reference guides referenced throughout the book — the same documents Ben hands his private-client families. Yours to download, fill in, and bring to your advisor.

Tools Inside05 resources
FormatFillable PDF
Pages~33 pages
CostFree
TOOL 01 / 05
Self-Assessment · Fillable PDF · 8 pages

Personal Risk Audit

A comprehensive, section-by-section self-assessment for high-net-worth individuals. Walks you through property, vehicles, valuables, household, liability, digital, and international exposures so you arrive at your advisor meeting with a complete picture.

  • Property exposures — primary, secondary, rentals
  • Vehicle, watercraft & recreational inventory
  • Collections, scheduled valuables & appraisals
  • Household employment, liability & cyber posture
Companion to Chapters 3–10
TOOL 02 / 05
Worksheet · Fillable PDF · 2 pages

Liability Adequacy Calculator

A framework — not a formula — for evaluating whether your umbrella coverage matches your real exposure. Walks through net-worth baseline, exposure multipliers, and the discussion points to bring to your advisor.

  • Net-worth baseline ($5M / $10M starting points)
  • 25+ exposure multipliers across property, vehicles, staff, public profile
  • Standard / Elevated / High profile assessment
  • Reality-check questions & advisor discussion script
Companion to Chapter 6 — Clear and Present Danger
TOOL 03 / 05
Checklist · Fillable PDF · 3 pages

Annual Review Preparation Checklist

A well-prepared client gets better protection than a passive one. Complete this before your annual review so the conversation moves past renewal mechanics to substantive strategy — what changed, where the gaps are, and what to do about them.

  • Changes since last review — property, vehicles, valuables, staff
  • Lifestyle, liability & international shifts
  • 20+ questions to ask your advisor
  • Documentation requests & follow-up tracker
Companion to Chapter 11 — Your Private Insurance Portfolio
TOOL 04 / 05
Reference Guide · PDF · 18 pages

Loss Prevention Systems & Devices

The technologies private-client carriers require, recommend, and sometimes provide at no cost. Group-by-group breakdown of water shutoff, alarms, lightning protection, electrical fire monitoring, and seismic gas safety — including features, approximate costs, and how each affects coverage.

  • Group 1 — Water leak detection & automatic shutoff
  • Group 2 — Alarms & low-temperature sensors
  • Group 3 — Lightning, electrical fire & backup power
  • Group 4 — Gas & seismic safety devices
Companion to Chapter 3 — There’s No Place Like Home(s)
TOOL 05 / 05
Framework · PDF · 1 page

Risk Management Strategy Scale

A one-page printable matrix mapping consequence (Insignificant → Catastrophic) against likelihood (Rare → Almost Certain). At a glance, see which of the Four Pillars — Reduce, Transfer, Avoid, or Retain — applies to any risk in your life.

  • 5×5 likelihood-vs-consequence matrix
  • Mapped to the Four Pillars (Reduce / Transfer / Avoid / Retain)
  • Print-ready single page
  • Use for any new exposure as it appears
Companion to Chapter 2 — The Fortified Framework
Unlock the Toolkit

Tell us where to send the five toolkit PDFs.

One simple form, immediate access to all five resources — plus optional quarterly briefings from Ben on emerging risk, real-world (anonymized) case studies, and the questions affluent families should be asking their advisors right now.

No spam. No sales pitch. Unsubscribe anytime.

  • Personal Risk Audit (8 pages)
  • Liability Adequacy Calculator (2 pages)
  • Annual Review Preparation Checklist (3 pages)
  • Loss Prevention Systems & Devices Guide (18 pages)
  • Risk Management Strategy Scale (1 page)

By submitting, you agree to receive the requested materials. Your information is never sold or shared. See our privacy policy for details.